Take out a mortgage via Qiy

The prediction is that with the introduction of the Qiy Standard in the mortgage business, consumers, the mortgage provider and the money provider will all benefit. Mortgage experts of ABN AMRO, ING, Obvion, HDN and Yellowtail have started a project together with Digital Me to prove that the Qiy Standard can be used to improve the service towards customers and save costs at the same time.

For the consumer, the main advantages are that already in the preliminary phase of applying for a mortgage it becomes easier to gain advice and quicker to gain an offer. With the expansion of the amount of connections to the Qiy Trust Framework, more data sources become available. In that scenario, the advantages become even more numerous: by allowing organizations to subscribe to the data of a consumer, the organization will have information about the financial position and risks on the basis of dynamic data.

For the mortgage-advisor, the important aspects are that it is possible to help customers quicker and more adequately.

The money-provider is expected to reach a higher efficiency and save on costs. In time, portfolios will yield higher profits and money providers will have continuous insights into the risks (with permission of the customer).

A project with winners only!

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